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Internal Revenue Service (IRS) - Check out the Forms and Pubs section for the all important Publication 17, Your Federal Income Tax and many other free IRS publications. Also, you can download and print any tax form you need, so no more running to the Federal Building.

Intuit Inc. will provide free online tax filing for 1040EZ and other low income taxpayers. Intuit Inc. (NASDAQ:INTU) announced today that all American citizens filing Form 1040EZ for tax year 1999 will qualify for Web-based tax preparation and electronic filing -- at no cost to the taxpayer -- through Quicken Tax Freedom, the company's public service initiative for U.S. taxpayers.
The company also will provide taxpayers with adjusted annual gross incomes of $20,000 or less with Web-based tax preparation and electronic filing at no charge, continuing a program that Intuit initiated for tax year 1998. The service applies to both federal and state income taxes.
According to IRS statistics, about 55 million Americans, or 45 percent of all taxpayers, will now be eligible to participate in Quicken Tax Freedom for 1999 available at

Social Security Administration (SSA) - Receive your free PEBES -- Personal Earnings and Benefit Estimate Statement -- by e-mail or regular mail when you register on-line. The PEBES shows your Social Security earnings history and how much Social Security taxes you have paid into the program. It also estimates your future benefits and tells you how to qualify for those benefits. PEBES does NOT include current salary or detailed earnings information, such as employer's names or addresses. The PEBES request will only be available during business hours for the test period: (Prevailing Eastern Time) Monday through Friday: 8:00 AM - 9:00 PM Saturday: 9:00 AM - 4:00 PM.

Housing and Urban Development (HUD) - This is for senior citizens that want the equity out of their house, but don't want to move. If you are age 62 or older and have paid off your mortgage ( or almost paid it off ), you may be eligible for a HUD "reverse mortgage". Basically, HUD provides you an annuity based on your age and amount of equity, and sells your house after you pass away. See the site for details. Also review Fannie Mae's Home Keeper Mortgages and other information for seniors at this site.

American Savings Education Council - A coalition of government and industry institutions to encourage people to save for their retirement. Check out their article, TOP 10 WAYS to Beat the Clock and Prepare for Retirementand their interactive retirement calculator, Ballpark Estimate.

Securities Exchange Commission (SEC) Investor Advice and Complaints - Lots of advice and discussion on how to: invest, protect yourself from fraud, and select and deal with a stock broker. Some discussion on how to go public for the small business. Also, has information on how to go about filing a complaint on a stock broker.

Bureau of the Public Debt - Savings Bond - Calculate how much interest your savings bonds have earned, learn all about interest rates and maturity periods, what to do if your bonds are lost stolen or destroyed, and more.

Money Management International - MMI offers free professional credit counseling, debt management programs, and consumer education by phone, Internet, fax and mail. All programs are designed individually to assist consumers with debt repayment.

Federal Trade Commission on Debt Consolidation and Credit Card Debt Reduction. Answers questions like, "Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?"

Free Annual Credit Reports - The place to go to get your free annual credit reports from Equifax, Expirion, and TransUnion. By law they have to give you one free report per year. Federal Trade Commission's web site on free annual credit reports and warns about the companies that try to make money selling them to you.



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